See where your money goes

Upload your bank statement and get a simple breakdown in seconds

Free this month • Paid access coming soon

Upload Your Bank Statement
Supports CSV and PDF formats from most banks

Click to upload or drag and drop

CSV or PDF

No Login Required
Upload and analyze instantly without creating an account
Fast Processing
Get your breakdown in seconds, not minutes
Download Excel
Export your analysis as a formatted Excel file

What is the Spending Breakdown Tool?

The Spending Breakdown Tool is a free financial analysis tool designed to help you understand where your money goes. Simply upload your bank statement in CSV or PDF format, and our tool automatically categorizes your transactions and creates a visual breakdown of your spending patterns.

Whether you're tracking personal expenses, managing household finances, or analyzing business spending, this tool provides instant insights into your financial habits without requiring any login or personal information.

How Does It Work?

  1. 1. Upload Your Statement: Select a CSV or PDF file from your bank
  2. 2. Automatic Processing: Our system extracts transactions and categorizes them
  3. 3. Instant Analysis: View your spending breakdown with charts and percentages
  4. 4. Download Results: Export your analysis as an Excel file for further review

Who Should Use This Tool?

  • Busy Moms wanting to understand family spending patterns
  • Freelancers & Business Owners tracking business expenses
  • Budget-Conscious Families looking to reduce spending
  • Anyone wanting quick financial insights from bank statements

Frequently Asked Questions

How do I see where my money goes?

Upload your bank statement and the tool will automatically categorize your transactions and show you a breakdown by category, including percentages and totals.

Can I upload a PDF bank statement?

Yes! The tool supports both PDF and CSV formats. Most banks allow you to download statements in either format.

Will I get an Excel file of my spending?

Yes! After analyzing your statement, you can download a formatted Excel file with both a summary and detailed transaction list.

Is my data private?

Yes. Your bank statement is processed instantly and not stored on our servers. We only show you the analysis results.

How accurate is the categorization?

Our tool uses intelligent pattern matching to categorize transactions. Most transactions are categorized correctly, but you can always review and adjust in the Excel export.

What file formats are supported?

We support CSV (comma-separated values) and PDF formats. Check your bank's download options to export in one of these formats.